Appraisal services for Wakefield and Washington County homeowners

The top 7 reasons why RI homeowners need Kingstown Appraisal Co, Inc.:

  1. Find the right listing price (whether they're selling the home themselves or using an agent)
  2. To challenge a RI property tax assessment
  3. To reduce a mortgage payment by removing PMI
  4. Reinstate your Home Equity Line of Credit (or HELOC)
  5. Review a different appraiser's report for verification
  6. If real estate needs to be divided because of a divorce
  7. Determine the true market value of property in question to settle an estate in Washington county or RI

Need help determining the price of your house in or near Wakefield, RI?
Contact Kingstown Appraisal Co, Inc..

We at Kingstown Appraisal Co, Inc. understand the special needs of a consumer after appraisal services. Our customary business clients get the appraisal process and the standard "products" we deliver to them. As our valued client, we will provide you with extra guidance and explanations through the appraisal process to more clearly understand what we do and how we document the results of our analysis.

Pre-listing Services/For Sale By Owner

It's very hard to be objective about your house because you most likely have an emotional attachment to it. Our professional appraisers at Kingstown Appraisal Co, Inc. are objective. We won't just tell you what you want to hear, we will tell you what you need to know. In addition to helping you set a realistic selling price so your house will attract interested buyers, a professional appraisal is very important as a negotiating tool once you have a likely buyer. The appraisal is something tangible to show the buyer. An appraisal is an independent third party's opinion of your property's price -- not just you saying how much your home is worth. Interested buyers know that you have an emotional attachment to your house and will be more likely to give credibility to a professional appraiser's value judgement than yours.

PMI Removal Appraisals

An attractive way to cut costs for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is down below 80% of the value of your property. In most cases you can apply to the lender to have the PMI eliminated from your loan. We are seasoned in helping people just like you rid yourselves of unwanted PMI insurance.

Challenge Washington county's assessment of your property

Lets say your home is not appreciating as much as other homes close to yours -- your local tax assessor may have your house overvalued. That means you are most likely paying more taxes than you should. The faster you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. Getting a professional appraisal from Kingstown Appraisal Co, Inc. is your perfect weapon when challenging your property tax assessment.

Recently got a freeze your HELOC?

Even if your specific property has not declined in value, your lender may choose to automatically freeze your home equity line of credit (HELOC) if your property is close to a declining area. This can this be troublesome from a cash flow standpoint, and harmful to your credit score since it may appear as though that credit line is maxed out. An appraisal from Kingstown Appraisal Co, Inc. can help you reinstate your HELOC.

We Also Provide Field and Desktop Appraisal Review Services

Would you wish a second opinion without the cost and delay of waiting for a whole new appraisal? Or do you need a professional to double-check your appraisal for preciseness? Kingstown Appraisal Co, Inc. offers field reviews where we go out and check the subject and comps. If you're in a hurry, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal report? We can help with that too. While typically requested by banks, you may desire to exploit this service if you suspect mortgage fraud related to your home.