Kingstown Appraisal Co, Inc.

The FHA keeps a roster of approved appraisers for each state - Kingstown Appraisal Co, Inc. is on the roster of approved appraisers for RI. If you have an FHA-insured mortgage, be sure to call Kingstown Appraisal Co, Inc., as we are approved and qualified to perform FHA reports. FHA's guidelines, documentation and policies may seem difficult to understand, but the staff at Kingstown Appraisal Co, Inc. is well-trained on how to comply with the rules and regulations provided.

If you need an report for an FHA loan, please contact us, and we'll be able to help you right away.

If your house loan is FHA insured, that means that the loan has been guaranteed by the FHA, which is underneath the United States Department of Housing and Urban Development (HUD). The FHA does not loan funds to borrowers, rather, it provides lending agencies with protection by offering mortgage insurance in case the borrower does not pay his or her financial obligations. The FHA and their loan programs are created to benefit low-to-moderate income buyers help meet credit expectations if they otherwise would not.

Down payments are often lower with an FHA loan despite using conventional market rates. The loan programs that the Federal Housing Administration provides are excessively helpful to consumers with less starting capital.